As a contact partner for life insurance and pension funds of BAV, BELTIOS deals with the classical aspects of actuarial and risk modelling. Due to our strong affinity towards practical implementation, we support our clients starting from the idea up to the realisation of technical requirements. For this purpose, we translate targeted requirements in concrete concepts and implement these requirements in actuarial systems (especially processing cores and projection systems). We support our clients in their projects and assist in achieving their goals.

Our customers benefit from our many years of profound experience and our focus on technically sound, as well as customised and feasible solutions.


Actuarial product development

  • Market research and comparative studies
  • Product design
  • Profit test
  • GCIC and documents
  • Actuarial concepts

Data migrations

  • Preliminary studies and feasibility analysis
  • Modelling of tariffs and business processes in the target system
  • Regulation of the actuarial practice of the target system
  • Defining the data transformation and test values
  • Modelling of the migration disposal and access services
  • Inventory analysis and clearance


  • Financial management and reporting (Embedded Value)
  • Quantitative risk management and Solvency II
  • Independent validation of the existing models

Actuarial audits of systems

Moderating subject-specific workshops

In-house training

Support in other actuarial issues


Actuarial and IT structures

  • Support in the interface between the IT and business department (Business Analyst)


  • Increasing the efficiency of business organization
  • Drafting of new processes for the risk management (MA-Risk, Internal Models)

Support in the selection of IT systems for financial and actuarial applications

  • Wide-range support for the entire selection process, including:
  • Creation and coordination of a catalogue of requirements
  • Offers evaluation and assessment
  • Creation of a decision template

Development of product strategies


Project management

  • Takeover of the complete project management
  • Support of the project management function

Application Solutions

  • Development of application solutions
  • Actuarial implementation of the developed solutions:
    • Actuarial practice
    • Modelling software

Test and quality management

Testing, test automation and quality assurance